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With businesses relying on customer data, they can place themselves at risk of a cyber attack. Cyber criminals know the high value of this data, and are becoming more and more sophisticated in their efforts to steal this information.

A cyber attack can be costly to your business, both financially and to your reputation.

If your dealership was to suffer a ransomware attack, or any other form of cyber attack, are you confident that you would be able to do the following:

• Immediately access specialist legal advice to ensure that your regulatory, reporting and notification obligations are fulfilled?
• Access independent IT specialists to undertake forensic analysis, halt the attack and help you to get back up and running again?
• Recover any losses of income and/or additional costs incurred as a result of the attack, including reputational damage?
• Access legal and monetary resources to deal with any third party liability action relating to the attack?

If the answer to any of the above points is “no”, then now may be the time for you to consider the risk transfer solutions which are available to you, such as a thorough assessment of the attacks you may face, training your employees to, for example, recognise phishing emails, and ensuring you have the right cyber insurance policy in place.

For more information on cyber insurance or for a friendly chat, contact PIB Insurance Brokers

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